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East Yorkshire Insurance Brokers

Hospitality Insurance Broker

Knowing the correct Hospitality Insurance cover for your small to medium sized business can be complex, thankfully East Yorkshire Insurance Brokers based in Hull are here to help.

Why do you need Hospitality Insurance?

Whether you own a hotel, pub, restaurant premises or another
similar trade you are liable for any damage caused at your premises or through the products you sell. You may also employ staff and this means you will require employers’ liability.

What does Hospitality Insurance Cover?

Hospitality Insurance is coverage for business such as restaurants and hotels, as well as other similar establishments that receive guests for paid dining, sleeping accommodation, and entertainment.

Typically cover will include a minimum of £2 million public liability insurance and as a small business owner you are responsible for any third-party property or injury that you may cause. If you have staff, you will also need employers’ liability to cover injury or sickness to staff. A standard employers’ liability policy will provide an indemnity level of £10 million.

Cover can also extend to include stock, general contents, business interruption, loss of license and legal expenses.

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Check out our business insurance FAQ here!

What to expect from your Hospitality Insurance?

East Yorkshire Insurance Brokers are here to guide you through the process and the applicable Hospitality insurance and other covers for your hotel or restaurant premises. You may be concerned about a customer getting injured or if you’re unable to trade following a fire or flood. These covers are normally included under a standard Hospitality insurance policy alongside other optional covers including stock, general contents, business interruption, loss of license and legal expenses.

When arranging your small business insurance, we’ll guide you through the process and ensure you have the correct insurance covers in place.

If you haven’t already go check out our customer journey blog here, regarding one our clients.

Why use East Yorkshire Insurance Insurance Broker?

With over 10 years of experience, East Yorkshire Insurance Brokers an appointed representative of Movo Partnership Ltd are your local independent expert for all your business Insurance requirements. Based in Hull, East Yorkshire Insurance Brokers believes in offering a friendly and personal service for a  wide range of commercial insurance products for small to medium-sized businesses.

We strongly believe in our 5 key values:

  • Independence – We are an independent Insurance Broker which means we have your best interests at heart and are not bound to place policies with specific insurers.
  • Confidence – You can be confident we will arrange the correct cover for your needs.
  • Integrity – We put your interests first and use our knowledge of the market to provide you with the most suitable policy for your needs.
  • Credibility – With 10+ years of insurance experience we have the knowledge to help find the correct cover for your needs.
  • Community – Community is extremely important to us and this is why we are committed to helping Charities and Not for Profit organisations reduce the cost of their insurance

Whether you’re looking for landlord insurance, shop insurance, contractors’ insurance, fleet insurance or professional indemnity insurance we believe in giving you confidence in your insurance cover by using our experience and knowledge to build long-lasting relationships.

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Contact us today to discuss your requirements