East Yorkshire Insurance Brokers

Landlord and Commercial Property Insurance Broker

Knowing the correct landlord insurance cover for your residential or commercial property can be complex, thankfully East Yorkshire Insurance Brokers based in Hull are here to help.

Why do you need Landlord Insurance?

A standard home insurance policy is not suitable for a buy to let property and because of this you need to arrange separate landlord insurance, this may be for a single buy to let property in Hull or the wider area, a portfolio or even a wide range of commercial properties including warehouses etc.

What does Landlord Buildings Insurance cover?

Landlord property insurance generally includes cover for buildings insurance, loss of rent / alternative accommodation and property owners’ liability. Cover can also be extended to cover landlords’ contents and legal expenses.

Badly damage house. Landlord Insurance near me, Hull, East Yorkshire

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What to expect from your Buy to Let Insurance?

East Yorkshire Insurance Brokers are here to guide you through the process and the applicable covers for your buy to let insurance. You may be concerned about a fire at your buy to let property or perhaps your tenants causing malicious damage. These covers are normally included under a standard policy and in addition the majority of policies will also extends to cover escape of water, flood, lightning, theft and subsidence amongst other covers.

When arranging your landlord property insurance, we’ll also help you ensure you have the correct loss of rent / alternative accommodation cover in place. For example, in the event of a fire at the property it may become unliveable, we’ll ensure your landlord insurance policy provides you with alternative accommodation for the tenant or loss of rent cover whilst the damage is repaired.

Avoiding the ‘Average’ clause on your buy to let property insurance.

As a landlord setting the correct buildings sums insured for your landlord insurance can be complex, East Yorkshire Insurance Brokers are pleased to advise we have an agreement with rebuildcostassessment.com to help you insure your property for the correct rebuild amount.

According to Property Zone, 40% of landlord rental property could currently be under-insured.

Do you know that the majority of insurers apply an ‘Average’ clause on policy wordings which means if you under insure your landlord property insurance your insurer will likely reduce the amount they will pay on your claim. However, if you have received a rebuild valuation in the last 3-5 years it is likely the insurer will waive this clause.

Exclusively for East Yorkshire Insurance Brokers clients, rebuildcostassessment.com will provide you with a desktop rebuild valuation, contact us today on 01482 968115 for more details.

Why use East Yorkshire Insurance Brokers

With over 10 years of experience, East Yorkshire Insurance Brokers an appointed representative of Ten Insurance Services are your local independent expert for all your business Insurance requirements. Based in Hull, East Yorkshire Insurance Brokers believes in offering a friendly and personal service for a  wide range of commercial insurance products for small to medium-sized businesses.

We strongly believe in our 5 key values:

  • Independence – We are an independent Insurance Broker which means we have your best interests at heart and are not bound to place policies with specific insurers.
  • Confidence – You can be confident we will arrange the correct cover for your needs.
  • Integrity – We put your interests first and use our knowledge of the market to provide you with the most suitable policy for your needs.
  • Credibility – With 10+ years of insurance experience we have the knowledge to help find the correct cover for your needs.
  • Community – Community is extremely important to us and this is why we are committed to helping Charities and Not for Profit organisations reduce the cost of their insurance

Whether you’re looking for landlord insurance, shop insurance, contractors’ insurance, fleet insurance or professional indemnity insurance we believe in giving you confidence in your insurance cover by using our experience and knowledge to build long-lasting relationships.

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Contact us today to discuss your requirements